How to delay finance charges on a credit card?

by Paul Jacobson

Question by working gal: How to delay finance charges on a credit card?
I have a discover card, and I had an 18 month period with no finance charges. My time is up and finance charges started this month. I was told by someone that if you call them and ask for an extended time with no finance charges they usually will because they don?t want you to transfer to another card. Has anyone ever done this? How do I go about it?

Best answer:

Answer by Elsie
I tried it with a Citibank card, and it didn?t work. I ended up transferring the balance to a different card with 0%. Hope you have better luck with Discover. The funny thing was once I transferred the entire balance, Citibank sent me checks for a promotional 6 month transfer offer at 0.99%. They want to get you one way or another, and remember, you can only juggle for so long before you have to pay it back anyway.

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